Many customers come to us asking about ‘rent to own’ or ‘rent to buy’ cabins and are surprised to learn that there are many different finance options available. When you find the right cabin, you can talk to the team at UFinance Ltd about the right finance option for you.
This will take you to our sister company ‘UFinance’ where you can fill in a form with your details and your needs.
How it works.
There are a number of steps to go through for finance, but we try to make it as easy as possible for you. We’re here to help. At any stage phone us on 0800 864 824 (option 2) or email us at info@ufinance.co.nz to have one of our staff work through this with you. The steps are as follows:
- Complete our UFinance online application form
- Provide us photo ID and the address for the unit delivery
- We will need a letter with the land owner approval (right to occupy)
- Once the online application is submitted our sales member will contact you to discuss your housing requirements and determine site suitability and which home you want to finance and for how much
- UFinance staff will then contact you to discuss details of your financial position and hopefully approve the loan for you. By law we can only lend to you if it is affordable, so this will be the key determinant.
- If approved, and then signed up and deposit paid, we aim to deliver the house to you in 8 – 12 weeks
Please click here to go through to UFinance and start the application form.
Pricing overview
Compare prices between the different units and payment plans.
| Classic range | 2024 Pricelist | ||||||
|---|---|---|---|---|---|---|---|
| Bed-rooms | Cash price | Weekly paym. | Loan term & interest rate | Total interest | Total repayment | Min deposit | |
|
Sleep Out
4.1m x 2.4m (9.84m2) |
Bedrooms 1 | Cash price $26,000 | Weekly paym. $135 | Loan term & interest rate 6 years at 14.90% | Total interest $15,575.13 | Total repayment $42,055.13 | Min deposit $0 |
|
Compact Cabin
6m x 2.8m (16.8m2) |
Bedrooms 1 | Cash price $67,000 | Weekly paym. $277 | Loan term & interest rate 8 years at 14.90% | Total interest $47,572.49 | Total repayment $115,022.49 | Min deposit $0 |
| Weekly paym. $326 | Loan term & interest rate 6 years at 14.90% | Total interest $34,462.72 | Total repayment $101,912.72 | Min deposit $0 | |||
|
Small Cabin
7.2m x 2.8m (20.16m2) |
Bedrooms 1 | Cash price $75,000 | Weekly paym. $309 | Loan term & interest rate 8 years at 14.90% | Total interest $53,539.04 | Total repayment $128,989.04 | Min deposit $0 |
| Weekly paym. $365 | Loan term & interest rate 6 years at 14.90% | Total interest $38,486.53 | Total repayment $113,936.53 | Min deposit $0 | |||
|
Cabin
10m x 2.8m (28m2) |
Bedrooms 1 or 2 | Cash price $90,000 | Weekly paym. $333 | Loan term & interest rate 10 years at 14.90% | Total interest $83,117.00 | Total repayment $173,567.00 | Min deposit $0 |
| Weekly paym. $371 | Loan term & interest rate 8 years at 14.90% | Total interest $63,966.62 | Total repayment $154,416.62 | Min deposit $0 | |||
|
Long Cabin
10.7m x 2.9m (31.03m2) |
Bedrooms 1 | Cash price $95,000 | Weekly paym. $348 | Loan term & interest rate 10 years at 14.90% | Total interest $86,608.90 | Total repayment $181,058.90 | Min deposit $1,000 |
| Weekly paym. $387 | Loan term & interest rate 8 years at 14.90% | Total interest $66,950.05 | Total repayment $161,400.05 | Min deposit $1,000 | |||
|
Wide Cabin
10m x 3.6m (36m2) |
Bedrooms 1 or 2 | Cash price $111,000 | Weekly paym. $402 | Loan term & interest rate 10 years at 14.90% | Total interest $99,854.84 | Total repayment $208,804.84 | Min deposit $2,500 |
| Weekly paym. $447 | Loan term & interest rate 8 years at 14.90% | Total interest $77,194.91 | Total repayment $186,144.91 | Min deposit $2,500 | |||
|
Hybrid Cabin
10m x 3.6m/3.8m (37.6m2) |
Bedrooms 1 | Cash price $116,000 | Weekly paym. $418 | Loan term & interest rate 10 years at 14.90% | Total interest $104,035.07 | Total repayment $217,485.07 | Min deposit $3,000 |
| Weekly paym. $465 | Loan term & interest rate 8 years at 14.90% | Total interest $80,361.32 | Total repayment $193,811.32 | Min deposit $3,000 | |||
|
Tiny House
12m x 3.6m (43.2m2) |
Bedrooms 2 | Cash price $119,000 | Weekly paym. $426 | Loan term & interest rate 10 years at 14.90% | Total interest $105,781.30 | Total repayment $221,231.30 | Min deposit $4,000 |
| Weekly paym. $473 | Loan term & interest rate 8 years at 14.90% | Total interest $81,852.10 | Total repayment $197,303.10 | Min deposit $4,000 | |||
|
Large Tiny House
12.6m x 3.9m (50m2) |
Bedrooms 2 or 3 | Cash price $140,998 | Weekly paym. $503 | Loan term & interest rate 10 years at 14.90% | Total interest $125,288.78 | Total repayment $261,738.78 | Min deposit $5,000 |
| Weekly paym. $560 | Loan term & interest rate 8 years at 14.90% | Total interest $96,376.38 | Total repayment $232,826.38 | Min deposit $5,000 | |||
|
Extra Large Tiny House
12.6m x 4.4m (55.05m2) |
Bedrooms 2 or 3 | Cash price $154,000 | Weekly paym. $547 | Loan term & interest rate 10 years at 14.90% | Total interest $136,100.68 | Total repayment $284,550.68 | Min deposit $6,000 |
| Weekly paym. $609 | Loan term & interest rate 8 years at 14.90% | Total interest $105,136.12 | Total repayment $253,586.12 | Min deposit $6,000 | |||
|
Transportable House
12m x 5m (60m2) |
Bedrooms 2 or 3 | Cash price $162,000 | Weekly paym. $571 | Loan term & interest rate 10 years at 14.90% | Total interest $142,362.39 | Total repayment $297,312.39 | Min deposit $7,500 |
| Weekly paym. $635 | Loan term & interest rate 8 years at 14.90% | Total interest $109,794.33 | Total repayment $264,744.33 | Min deposit $7,500 | |||
|
Large Transportable House
13m x 5m (65m2) |
Bedrooms 2 or 3 | Cash price $172,000 | Weekly paym. $580 | Loan term & interest rate 10 years at 14.90% | Total interest $144,608.49 | Total repayment $302,058.49 | Min deposit $15,000 |
| Weekly paym. $645 | Loan term & interest rate 8 years at 14.90% | Total interest $111,659.29 | Total repayment $269,109.29 | Min deposit $15,000 | |||
| Premium range | 2024 Pricelist | ||||||
|---|---|---|---|---|---|---|---|
| Bed-rooms | Cash price | Weekly paym. | Loan term & interest rate | Total interest | Total repayment | Min deposit | |
|
Premium Tiny Home
10m x 3.8m (37.6m2) |
Bedrooms 1 | Cash price $121,000 | Weekly paym. $407 | Loan term & interest rate 10 years at 15.90% | Total interest $105,447.71 | Total repayment $211,897.71 | Min deposit $15,000 |
| Weekly paym. $437 | Loan term & interest rate 8 years at 15.90% | Total interest $81,305.55 | Total repayment $187,755.55 | Min deposit $15,000 | |||
|
Premium Tiny Home Plus
12m x 3.8m (44.7m2) |
Bedrooms 2 | Cash price $131,000 | Weekly paym. $426 | Loan term & interest rate 10 years at 15.90% | Total interest $110,487.91 | Total repayment $221,937.91 | Min deposit $20,000 |
| Weekly paym. $472 | Loan term & interest rate 8 years at 15.90% | Total interest $85,086.33 | Total repayment $196,536.33 | Min deposit $20,000 | |||
|
Premium Tiny Home Deluxe
13m x 5m (64m2) |
Bedrooms 2 or 3 | Cash price $195,000 | Weekly paym. $594 | Loan term & interest rate 10 years at 15.90% | Total interest $154,245.36 | Total repayment $309,695.36 | Min deposit $40,000 |
| Weekly paym. $658 | Loan term & interest rate 8 years at 15.90% | Total interest $118,739.26 | Total repayment $274,189.26 | Min deposit $40,000 | |||
This will take you to our sister company ‘UFinance’ where you can fill in a form with your details and your needs.
Frequently asked questions
This is a big purchasing decision, we understand you may have a few questions.
See if you can find an answer here, or get in touch to talk to our team.